Investments

Access a wide range of managed investments, managed account solutions and majority of listed investments in the S&P All Ordinaries Index, term deposits and annuities.

Shadforth helps you simplify investment management by providing access to a range of managed investments across multiple asset classes, actively managed by our experienced Investments team. Each fund provides exposure to either specialised single managers or a unique blend of investment styles through a carefully selected suite of leading fund managers.

For full details of each fund, please click on the links below:

The investment options allow you and your adviser to tailor your investments by selecting from a wide range of leading investment managers. You can choose from approximately 360 managed investments from both large and boutique fund managers covering all major asset classes and a number of diversified options.

The disclosure documents contained in this page are provided for information only. Insignia Financial Group is not promoting or inviting applications under these disclosure documents. Investors should obtain investment advice before making any decisions and satisfy themselves that all information required by law to be given to them has been provided.

For full details of each managed investment, click on the links below:

A Separately Managed Account (SMA) providing access to a range of SMA Model Portfolios is available.

Shadforth Portfolio Service – Super & Pension
Clients have access to the majority of listed investments in the S&P All Ordinaries Index plus a selection of other Listed Investments as approved by the Trustee from time to time.

Shadforth Portfolio Service – Investment
Offers the same Listed Investments, in addition to other Listed Investments available for investment.

Foreign tax
Details on foreign tax for investors who hold an investment account with us.

    For those seeking a more secure investment, choose from a range of maturing investments.

    Please note that a minimum investment amount of $5,000, restricted access to capital, and strategy terms apply. If you wish to invest in maturing investments, please refer to the relevant product document below or contact Shadforth ClientFirst for information on the relevant terms and conditions. Note that not all product offerings from the listed providers are available in Shadforth Portfolio Service.

    Term deposits

    Interest rates as at 23 December 2024 effective 12.00am AEST

    Provider

    Term

    Interest rate*

    NAB1 month1.95% pa
    NAB2 months4.40% pa
    Adelaide Bank3 months4.75% pa
    ANZ3 months5.10% pa
    NAB3 months4.90% pa
    Adelaide Bank6 months4.75% pa
    ANZ6 months5.07% pa
    NAB6 months4.95% pa
    Adelaide Bank12 months4.65% pa
    ANZ12 months4.85% pa
    NAB12 months4.85% pa
    NAB24 months4.40% pa

    * Interest rates are generally updated on Monday and are valid until 5pm Thursday of the same week. Interest rates are indicative only and the interest rate applicable to your term deposit may differ from rates shown above. The Insignia Financial Group does not accept any responsibility for any inaccuracy or for investment decisions or any other actions taken by any person on the basis of the information included.

    Aggregate investment limits have been requested by our Term Deposit providers applicable to Trust and Company account types. For Shadforth Portfolio Service – Investment, more details can be found in the 'New investment limits for Term Deposits' flyer.

    Fixed-term annuities

    Challenger Guaranteed Annuity terms, rates and payment frequencies available through Shadforth Portfolio Service for purchase by 5.00pm AEST on Wednesday, 6 November 2024.

    Term

    Base indicative interest rate1

    Guaranteed additional premium rate2

    Indicative interest rate3

    Interest payment frequency

    1 year4.79% pa0.30% pa5.09% pa*Semi-annual
    2 year4.85% pa0.30% pa5.15% paAnnual
    3 year4.95% pa0.30% pa5.25% paAnnual
    4 year4.95% pa0.30% pa5.25% paAnnual
    5 year5.00% pa0.30% pa5.30% paAnnual

    New purchases of annuities

    Clients must have sufficient cash available in their account at the time of purchasing a new annuity request on the 6 November 2024. If your clients do not have sufficient cash levels4 on the 6 November 2024, their new annuity request may not be honoured and will need to wait until the next Challenger Annuity Offer to place their instruction.

    Reinvesting in annuities

    When reinvesting, clients must have sufficient redeemable investments available in their account at the time of processing a new annuity request on the 6 November 2024. If your clients do not have sufficient redeemable investments on the 6 November 2024, their new annuity request may not be honoured and will need to wait until the next Challenger Annuity Offer to place their instruction.

    1 Effective 4 November 2024. This interest rate is subject to change.
    2 The premium is fixed and is not subject to change.
    3 This interest rate is subject to change and is dependent upon fluctuations in the base rate. Consequently, the effective rate may differ from the indicative rate. Your final interest rate will be confirmed online before the commencement date of the annuities.
    4 Super, pension and investment products require a minimum Cash Account balance of 1% of your account balance.
    * Semi-annual payment rounded to two decimal places.

    Your Cash Account is used to process all cash transactions that occur within your account, such as purchasing or redeeming investments, receiving income distributions and deducting fees or charges.

    More information is provided in our Cash account profile

    Managed Portfolio Service

    For clients of the Managed Portfolio Service, only information displayed as at quarter end will be considered by the auditor of the Managed Portfolio Service in conducting its audit and provision of its annual report.